Insurance

At Kaden Boriss, we provide comprehensive legal advisory services to insurers, reinsurers, intermediaries, and policyholders across the UAE and international markets. Our team combines technical knowledge of insurance law with commercial insight to support clients in regulatory compliance, risk management, and transactional matters, ensuring their operations are legally robust and commercially effective.

Regulatory Compliance & Licensing

We guide clients through the complex regulatory framework governing the insurance sector:

• Licensing & Approvals: Assisting insurers and intermediaries in obtaining licenses and regulatory approvals from the UAE Insurance Authority, DFSA, and ADGM FSRA.
• Regulatory Compliance: Advising on compliance with insurance laws, solvency requirements, and governance standards.
• Policy & Product Approvals: Drafting and reviewing insurance policies, terms, and conditions for regulatory compliance.

Transactional & Commercial Advisory

Our team advises on a broad spectrum of insurance and reinsurance transactions:

• Mergers & Acquisitions: Supporting acquisitions, disposals, and joint ventures involving insurers and insurance-related entities.
• Reinsurance & Risk Transfer: Drafting and negotiating reinsurance treaties, facultative agreements, and risk-sharing arrangements.
• Distribution & Agency Agreements: Structuring and reviewing broker, agency, and bancassurance agreements.

Specialty & Emerging Insurance

We provide guidance on specialized and emerging insurance sectors:

• Takaful & Shari’a-Compliant Insurance: Advising on structuring and compliance for Islamic insurance products.
• Captive & Alternative Risk Insurance: Supporting the establishment and operation of captive insurance vehicles and alternative risk transfer arrangements.
• Digital & InsurTech: Advising on regulatory, contractual, and operational aspects of technology-driven insurance solutions.

At Kaden Boriss, we combine deep regulatory knowledge with practical solutions to help clients navigate the evolving insurance landscape. From licensing and product structuring to emerging market innovations, we are a trusted legal partner for all insurance-related matters.